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Auto Insurance

Automotive
Insurance

Automotive Insurance

It covers two type of insurances: we either compensates the insured for the damages or loss the the insrured vehicle, its accessories and spare parts OR we compensate third party for the sums that the insured vehicle’s driver is obliged to pay in compensation for the physical and material damage

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What to do in an accident ?

No one expects to be involved in a car accident. But it can happen in the blink of an eye – whether its your fault or someone else's.

1
Keep Calm

Try to remain as calm as possible – its normal to be shaken after an accident, take a few deep breaths and try to take stock of the situation the best you can. And don't lose your temper.

  • Stop the car as soon as possible – it's an offence not to do so.
  • Turn off the engine.
  • Switch the hazard lights on.

If anyone involved in the accident is injured, call the Police. Exchange contact and identification details with the other party. Do not admit liability, sign a promissory note agreeing to pay for damages or allow a towing service to take your car away.

2
Report the incident to us

Call Tamini Insurance Assistance at +253 21 35 04 03  to start the claims process. We are there for you.

Before you contact us following an accident, make sure you've got all the important details ready:

  • Your policy number or information to identify you, such as your post code and car registration number.
  • The registration number of the cars involved.
  • The driver's name, address and phone number.
  • The driver's insurance details if you have them.

Make the report regardless of whether or not you intend to claim on your own policy or if your car is damaged.

3
We are here for you

You may want to call your personal agent while you are at the scene so he can guide you in order to process your claim.

We can also send someone to assist you at the accident site and help complete your accident reporting*. Alternatively, you can file the accident report at Tamini Insurance during office hours or online

Accidents are sometimes hard to avoid regardless of how carefully you drive. Keeping this post-accident checklist ready in the car or bookmarked on your phone will help when you make a claim.